Privacy Policy

Understanding how olivexurno protects and manages your personal information in accordance with Australian privacy laws

Last Updated: March 15, 2025

Information We Collect

Personal Information

olivexurno collects personal information that you voluntarily provide when using our financial services platform. This includes information you submit during account registration, service applications, and ongoing platform interactions.

Information Type Examples Collection Method
Identity Data Full name, date of birth, government ID numbers Registration forms, verification processes
Contact Information Email addresses, phone numbers, postal addresses Account setup, communication preferences
Financial Data Bank account details, transaction history, credit information Service applications, payment processing
Usage Information Platform activity, feature utilization, support interactions Automated collection, user interactions

Automatically Collected Data

Our platform automatically collects technical information to ensure optimal performance and security. This data helps us understand user patterns and improve service delivery.

Device information including browser type, operating system, and screen resolution
IP addresses and approximate geographic location based on IP data
Website navigation patterns and page interaction data
Session duration and frequency of platform visits
Referral sources and marketing campaign interactions

How We Use Your Information

olivexurno processes your personal information for legitimate business purposes related to providing cost-effective financial solutions. Our data usage aligns with Australian Privacy Principles and supports our commitment to transparent financial services.

Primary Usage Purposes

Account creation, maintenance, and authentication procedures
Processing financial transactions and maintaining transaction records
Providing customer support and resolving service inquiries
Conducting identity verification and fraud prevention measures
Sending service-related communications and important account updates
Analyzing platform usage to enhance user experience and service quality
Complying with regulatory requirements and legal obligations

Marketing Communications

We may use your contact information to share relevant financial insights, platform updates, and educational content. You retain full control over marketing communications and can opt out at any time through your account settings or by contacting our privacy team.

Information Sharing and Disclosure

olivexurno maintains strict data sharing policies and only discloses personal information when necessary for service delivery, legal compliance, or with your explicit consent. We never sell personal data to third parties for marketing purposes.

Authorized Sharing Scenarios

Financial institutions and payment processors for transaction completion
Identity verification services for account security and compliance
Technology service providers supporting platform operations
Legal and regulatory authorities when required by Australian law
Professional advisors including accountants, lawyers, and auditors
Business partners for specific services with your explicit consent

Third-Party Service Providers

Our carefully selected service providers operate under strict confidentiality agreements and are contractually obligated to protect your personal information. These partnerships enable us to deliver comprehensive financial services while maintaining data security standards.

Your Privacy Rights

Under Australian privacy legislation, you possess specific rights regarding your personal information. olivexurno is committed to facilitating these rights and providing clear processes for exercising them.

Access Rights

Request copies of personal information we hold about you, including details about how it's being processed and stored.

Correction Rights

Request corrections to inaccurate or incomplete personal information in our systems.

Deletion Rights

Request deletion of personal information when it's no longer necessary for our services or legal obligations.

Restriction Rights

Limit how we process your personal information in specific circumstances while maintaining essential services.

Portability Rights

Receive your personal information in a structured format for transfer to another service provider.

Objection Rights

Object to processing of your personal information for direct marketing or other specific purposes.

Exercising Your Rights

To exercise any privacy rights, submit a written request to our privacy team. We'll respond within 30 days and may require identity verification to protect your information. Some requests may involve reasonable fees for administrative costs, which we'll discuss before processing.

Data Security and Protection

olivexurno implements comprehensive security measures to protect personal information from unauthorized access, alteration, disclosure, or destruction. Our security framework incorporates industry-standard practices and regular assessments.

Technical Safeguards

End-to-end encryption for data transmission and storage
Multi-factor authentication for account access and administrative functions
Regular security audits and penetration testing by independent experts
Secure cloud infrastructure with backup and disaster recovery systems
Access controls limiting employee data access to job-relevant information
Continuous monitoring for suspicious activities and potential security threats

Data Breach Response

In the unlikely event of a data breach affecting your personal information, olivexurno will notify you promptly and provide clear information about the incident, potential impacts, and steps we're taking to address the situation.

Data Retention and Disposal

olivexurno retains personal information only for as long as necessary to fulfill stated purposes, comply with legal requirements, and resolve disputes. Our retention policies balance operational needs with privacy principles.

Information Category Retention Period Disposal Method
Account Information 7 years after account closure Secure deletion from all systems
Transaction Records 7 years as required by law Archived then securely destroyed
Marketing Data 3 years or until withdrawal Immediate removal upon request
Support Communications 2 years after resolution Automated deletion process

International Data Transfers

While olivexurno primarily processes data within Australia, some information may be transferred to trusted international service providers. All overseas transfers comply with Australian privacy requirements and include appropriate safeguards.

Transfer Safeguards

Contractual data protection clauses with all international partners
Regular compliance audits of overseas service providers
Data minimization ensuring only necessary information crosses borders
Encryption requirements for all international data transmissions

Changes to This Policy

olivexurno may update this privacy policy periodically to reflect changes in our practices, technology, or legal requirements. We'll notify users of significant changes through platform notifications and email communications.

Minor updates that don't affect your rights may be implemented without individual notification. We encourage regular review of this policy to stay informed about how we protect your personal information.

Policy Version Control

Previous versions of this privacy policy are archived and available upon request. If you have questions about changes or need clarification about how updates affect your data, our privacy team is available to assist.

Privacy Contact Information

Privacy Officer
olivexurno
98-104 Goulburn St, Sydney NSW 2000, Australia
General Inquiries: info@olivexurno.com